SEYMOUR (WATE) – There is some good news from the Seymour Volunteer Fire Department, and it is also good for homeowners in the area.
Fire departments are each rated by the Insurance Services Office (ISO), and Seymour’s rating is improving.
The ratings are done on a one through 10 scale with one being the best.
It has been 27 years since Seymour Volunteer Fire Department was last rated by the ISO, and a lot has changed in Seymour since then.
“A lot of it is based on your infrastructure, your infrastructure of what’s in your community, the water supply, your fire department, how 911 operates,” said Fire Chief Kevin Nunn.
Seymour and the fire department are continuing to grow. They now have six fire stations and 54 volunteers, meaning faster response times and more resources allowing the ISO rating for the department to improve from seven to five.
That change is reducing homeowners insurance rates.
“It’s good they came in. It’s great that we were evaluated. It’s even better that we were reduced,” said Nunn.
“I was with one particular company for 20 something years, missed them, didn’t want to drop them, but after [Hurricane] Katrina, our insurance doubled,” she said.
The fire chief says the new rating means a savings of anywhere from five to 20 percent depending on your insurance company.
“That’ll save a lot of people a lot of money. It’ll stop their mortgage payments from going up so high,” said Bales.
They say continuing to improve their ISO rating will help them reach their goal of becoming a combination fire department with some full-time firefighters on staff.The results are good news to homeowners like Carol Ann Bales.
“Ultimately it’s a savings for the residents, but it also represents the fact that as this fire department has gotten better. We’re faster to your house. We’re starting to staff our stations,” said Nunn.
The department is still completely funded on donations, so they are hoping people will use some of their savings to donate back to the department.
The fire chief says most of the insurance companies in the area are aware of the new rating, but Nunn says you should call yours just to make sure and to see what your savings will be.