6 On Your Side Answers: What to do if you have storm damage

KNOXVILLE (WATE) – After Sunday’s storms, it’s likely many people will be looking to repair or rebuild their damaged property, but sadly, many can be scammed after every major storm.

If you are a homeowner or business owner, there are some things to avoid and things to do right after a storm.

First, you’ll want to give notice of damage to any and all insurance companies you may have. If you can’t get in touch with your insurance agent, every insurance policy has a method to give notice. You want to make sure you do that quickly. Don’t wait.

What you want to avoid are door-to-door inquires from people who pull up in a pick-up saying they can clean up your yard or start working on your roof immediately, after you sign a contract.

Instead, hire a reputable contractor who is based locally. Verify that the contractor is licensed, bonded and insured.

More online: Tennessee Licensing Board

If a contractor demands a large down payment before making any repairs, like 40 percent or more, you’ll want to hire a different contractor.

If the contractor offers to pay your insurance deductible just to get his business, consider that as a con to lure your business away from a competing contractor.

Before you sign a contract, make sure it includes what will be done, how much it will cost and when the job will be finished.

There are some red flags to watch out for. If the contractor does not have a business card, be careful. If he uses a post office box instead of a street address, be careful.

Finally, ask them to show proof of workers compensation insurance. If they don’t have it, or if it’s out of date, hire someone else.

You can see Don Dare’s 6 On Your Side Answers every Tuesday and Thursday on 6 News at 4:00.

If you have a question you can send Don an email at ddare@wate.com or call his 6 On Your Side hotline at (865) 633-5974.


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